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Financial planning for new farm ventures

Financial planning for new farm ventures


By Blake Jackson

Launching a new farm is an exciting yet challenging endeavor. To set yourself up for success, having a solid financial plan is crucial. This includes understanding your cost of operation, anticipating input costs, and setting realistic yield expectations. By carefully considering these factors, you can make informed decisions that pave the way for a thriving farming business.

Kevin Plante, a Senior Agriculture Specialist at the Wisconsin Farm Center, emphasizes the importance of establishing a clear plan of action. He recommends utilizing the SMART goal-setting framework, which emphasizes Specific, Measurable, Achievable, Relevant, and Time-bound goals. However, Plante advises approaching this as a gradual process, starting small and scaling up incrementally.

Adaptability and resourcefulness are essential qualities for new farmers. While having top-of-the-line equipment is ideal, you may need to make do with available resources initially, using creative solutions to keep your operation running smoothly. Land leasing can also be a viable option, especially in areas with high land prices.

Risk management is critical for new farmers, as market volatility can significantly impact operations. Explore risk management tools such as futures contracts and options to reduce price fluctuations and ensure a more predictable income.

Carefully evaluate land investments, considering the cost of inputs, operational expenses, and expected yields. Weigh the benefits of land ownership against potential financial strain.

New farmers should also consider their debt capacity to avoid compromising financial stability.

For those seeking guidance, the Wisconsin Farm Center offers assistance. Their team is available to discuss your needs and help you develop a plan for farming success.

 

Photo Credit: gettyimages-pra-chid

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